2025 Cost Of Living Increase Social Security 2025. Starting in january, the estimated average monthly retirement benefit will increase by 3.2%, or $59 a month, for 2025 — from $1,848 to $1,907. The maximum benefit for a retired worker who claims at full retirement age will go up to $3,822 per month in 2025, up from $3,627 per month in 2023, according to the social security administration.

On average, the 71 million social security recipients throughout the u.s. Seniors on social security were thrown a major bone at the start of 2023, when their benefits rose 8.7%.